|Type||Rewards||First Use||$10 Gift Card|
|Intro APR||0% for 6 - 24 months||Balance Transfer APR||–|
|Regular APR||26.24% (V)||Annual Fee||None|
|Rewards||3pts./$1 on brand + 2pts./$1 on gas, restaurants, drugstores, office supply + 1pts./$1 others. 100pts.=$1||Credit Levels|| |
Excellent, Good, Fair
All info comes from Amazon , which is subject to change according to their updates. Terms and Conditions may apply.
Watch every month statement. They impose heavy interest rate and will be added to our account (financed things). You don't get any kind of intimation.
I originally got this card to purchase a new king size mattress for my home. I needed a new one really badly but could not pay up front for the full price of the mattress. The Amazon Store Card allowed me to purchase the mattress with 12 month financing with no interest. It also gave me a $10 gift card for my purchase. The downside to this card is that they don't give any information as to how much you will owe to pay it off in 12 months so you have to figure it out for yourself and make sure that you pay that correct amount or else they hit you with a 25.99% interest on the original purchase price of the item. That's a LOT of interest. I also wish that you could pay it off with an Amazon gift card but you have to pay it from a bank account to Synchrony Bank, an all online banking system. I would recommend it to others if they need to make a large purchase and are 100% certain they could pay it off within 12 months. I would not recommend this as an everyday use kind of credit card.