Banana Republic Credit Card

Apply for Banana Republic Credit Card

Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta

Earn 1 Reward point for every $1 spent everywhere Visa® credit cards are accepted, even at the places you shop every day.

Receive $5 Reward Card for every 500 points at Gap Inc. stores or sites

When approved for the Banana Republic Credit Card online, new customers will receive 15% off their first card purchase at

Reach Luxe status by earning 5,000 points in a calendar year

Earn 500 bonus reward points if you sign up for paperless statements.

Enjoy the perks: Double points shopping days, Cardmember-only offers and discounts, free standard shipping on all online orders over $50 and birthday gift

Register your e-mail and receive 500 points
Rate Detail
Type Rewards First Use 15% off online
Store Bank
Intro APR Balance Transfer APR
Regular APR 25.24% (V) Annual Fee None
Rewards 5pts./$1 on brand + 1pts./$1 others. 500pts.=$5 Credit Levels
Excellent, Good
Network Visa Avg.Rating

All info comes from Banana Republic , which is subject to change according to their updates. Terms and Conditions may apply.


Matthew Short

The Banana Republic credit card has been an enjoyable card to own. My family shops at Banana/Gap/Old Navy frequently, so having a reward program that applies at these stores is incredibly helpful financially as we dress two adults and three children. There are also several times during the year where they will multiply your points when making purchases outside of these stores, such as gas stations or grocery shopping. You also receive frequent coupons for the regular store and/or factory outlet as well, which we are close to both in this area so we take advantage of both. I also like that it is a Visa credit card to compliment my Amex credit card, so I am set in case a store does not accept one of these options.

Rese Scarbor

Love the rewards program and me being able to use it at many stores. However the bank they work with are terrible. They close your accounts when they feel like it even after you make payments on time. I had my account info stolen and the bank canceled all automatic payments and as soon as they told me the payment for my banana card didn't go through I paid it and even another payment and they told me that I was dishonest with my payments. It's slow to make payments and they take forever to update your account information.

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