Banana Republic Store Card

Apply for Banana Republic Store Card

Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta

Get $5 reward for every 500 points you earn

Get 25% off your first online purchase of $75 or more and 15% off your first online purchase of less than $75 Enjoy perks like Double points shopping days, Cardmember-only offers and discounts, Free standard shipping on all online orders over $50 and a Birthday gift

Reach Luxe status by earning 5,000 points in a calendar year and enjoy benefits like 20% additional Reward points based on what you earn every 3 months, Triple points shopping days, Choose your own sale day and more

Earn 500 points when you sign up for email updates

Earn 500 points when you sign up for paperless statements
Rate Detail
Type Rewards First Use 25% off over $75 online / 15% off less than $75 online
Store Bank
Intro APR Balance Transfer APR
Regular APR 25.24% (V) Annual Fee None
Rewards 5pts./$1 on brand. 500pts.=$5 Credit Levels
Excellent, Good, Fair
Network Avg.Rating

All info comes from Banana Republic , which is subject to change according to their updates. Terms and Conditions may apply.


Chelsea Kilgore

I have had the card for about 3 years now. It is definitely great for perks and promotions - and the occasional $10 bonus towards your next BR purchase after a certain amount spent. I have had to become religious about signing in and paying my balance immediately because those finance charges can be hefty if you carry a balance. Worth it if you're a frequent shopper at any of the Old Navy/Gap/BR stores.

JC Manalastas

Honestly this card isn't going to win any awards. However, if you are an avid shopper at Banana Republic or any of its sister stores (Gap, Old Navy etc.) I can not stress enough that you will you money back in no time after a few shopping trips. I would make sure that you are willing to put up with the responsibilities of using the card, which means do not overspend on clothes simply because you feel the need to. Instead think of this card as a rewards card for you shopping at these stores and reap the benefits!

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