Belk Credit Card

Apply for Belk Credit Card

Save 20% (15% on Home/Shoes) all day when you open an account

Get 400 points when you open your account and make a purchase

When advertised, receive $20 in Belk Reward Dollars when you spend $100 or more in the Cosmetics & Fragrance Department with your Belk Credit Card

Special Extra Points Events

Earn 1 point for every $1 spent with your Card

Every 400 points=$10 Belk Reward Dollars

Receipt-free returns
Rate Detail
Type Rewards First Use Save 20% + 400pts.
Store Bank
Intro APR Balance Transfer APR
Regular APR 24.49% (V) Annual Fee 0.00
Rewards 1pts./$1 on brand. 400pts.=$10 Credit Levels
Excellent, Good, Fair
Network Avg.Rating

All info comes from Belk, which is subject to change according to their updates. Terms and Conditions may apply.


Stephen McPeak

The Belk Store Credit Card is a good card to use if you do quite a bit of shopping there. Their rewards for every $400 you spend in store you get a $10 gift card is way beyond what most reward programs will offer. I recommend saving up signing for this card until you know you will be making a large purchase because you will get 20% off your purchase on that first day only. This can go a long way towards saving money. Their bonus sales are also a plus when you have the card, so it will definitely be your go to card for Belk purchases.

Justin Anderson

Having a Belk Credit Card is worth your time if you shop relatively frequently at Belks. There is no annual fee and instant incentives to signing up. They give you 20% off of your first purchase and give your points that result in cash after a few purchases. When they do sales such as 20% off your purchase, card owners often get an additional bonus such as 30% off. Twould recommend this card for anyone who pays off their card at the end of the month but not to someone who keeps a balance. The APR is high and adds up quickly for people I have known to do this.

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