Best Buy VISA Credit Card

Apply for Best Buy VISA Credit Card

Apply today and get 10% back in rewards on your first purchase

Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card.

Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores.

Get 1.5 points per $1 spent (3% back in rewards) on gas & clothing purchases. Valid 8/1/16–10/31/16

Earn 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.

Get 5% back in rewards or special financing for 12 months.

Get a $5 reward certificate for every 250 points.

Enjoy exclusive discounts and events.

Free shipping on purchases $35 and up.

If you are a My Best Buy Elite Plus member you'll get a 0.5 point bonus (an additional 1% back in rewards, for a total of 6%) per dollar spent when using a My Best Buy Credit Card with standard credit.
Rate Detail
Type Rewards First Use 10% back
Store Bank
Intro APR 0% - 11.9% (V) for 6 - 48 months Balance Transfer APR 5% (min $15)
Regular APR 25.49% (V) Annual Fee None
Rewards 2.5pts./$1 on brand + 1pts./$1 Dining & grocery + 1pts./$2 others. 250pts.=$5 Credit Levels
Excellent, Good
Network Visa Avg.Rating

All info comes from Best Buy , which is subject to change according to their updates. Terms and Conditions may apply.


I think this card is great! I have done a few promotional purchases since I got the card about 6 months ago. I am never late on a payment, and I've not been charged any interest since I paid off the balance before the promotional end date. I do wish that they would be a little more giving with the credit limit. I got approved for $1500 (the Visa card) and have not been able to get an increase since then. I only use it for the interest free purchases so maybe that's why I can't get any love. LOL. Pay on time and you'll enjoy the benefits. :)


I got this card when I needed to buy a new laptop, the financing options are great. Sometimes the current financing options can be unclear which can be pretty inconvenient. I've only had to contact customer service once and the experience was on par with what you would expect. Overall I like having this card as it makes purchasing more expensive items less of a burden.

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