Gap Credit Card

Apply for Gap Credit Card

Save 15% on your first purchase with the Gap Credit Card

Earn 5 points per $1 spent at Gap, Banana Republic, Old Navy and Athleta.

Earn 1 point per $1 spent everywhere else Visa credit cards are accepted

. Get $5 Reward Card for every 500 points earned

Earn 500 points when you register your e-mail address

Exclusive benefits: Cardmembers offers to earn extra points, 10% Tuesdays at Gap stores and online at, special birthday savings and access to special events with exclusive discounts

Earn 500 bonus reward points if you sign up for paperless statements.

Earn 5,000 points in a calendar year and enjoy Gap Silver Status with benefits like 20% quarterly bonus Rewards points, free online shipping and more
Rate Detail
Type Rewards First Use 15% off
Store Bank
Intro APR Balance Transfer APR
Regular APR 25.24% (V) Annual Fee None
Rewards 5pts./$1 on brand + 1pts./$1 others. 500pts.=$5 Credit Levels
Excellent, Good
Network Visa Avg.Rating

All info comes from GAP , which is subject to change according to their updates. Terms and Conditions may apply.


Jeanetta Torres

The GAP credit card is great for the avid GAP/Banana Republic shopper, with all of the discounts they provide. However, the interest rate is outrageous; and honestly, who regularly shops at these shops anymore? I honestly prefer my Citicard. I get 1 point for every dollar spent on anything, and 2 points on every dollar spent on gas and groceries; plus my APR is only 12%.

Jack Miller

The Gap Credit Card is great of you shop at stores like the Gap and the other retailers where the card offers points. It works out to about a 5% discount on all your purchases to the retailers like The Gap, Old Navy, etc. There are other reward points that add up to even more savings.This seems generous compared to other cards. The APR is high, so if you don't pay your balance every month you might not save very much.

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