|Type||Rewards||First Use||50,000 pts. from first $750|
|Intro APR||–||Balance Transfer APR||3% (min $5)|
|Regular APR||15.49% - 19.49% (V)||Annual Fee||None|
|Rewards||7X pts./$1 on brand, 5X pts./$1 at restaurants, supermarkets, & gas stations, 3X pts./$1 others||Credit Levels|| |
All info comes from Hilton , which is subject to change according to their updates. Terms and Conditions may apply.
The Hilton HHonors card seems to have some good selling points, and some that are not so great. The initial bonus of 40,000 bonus points is a great feature when you consider how many nights you may be able to book for free with just those points alone. The regular point values seem to be reasonable as well, which means that this card would probably pay for itself on hotel rooms alone. However, I find that for a card such as this, the interest rate appears to be rather high. Also, be charged both a cash advance rate and a cash advance fee is a little over the top. I would be afraid of ever needing that service with those kinds of fees attached. Overall, if you are someone who travels a lot and uses their credit card quite frequently, this would be a good one for you based on rewards alone.
I travel a bit and prefer to stay in Hilton wherever I go. I got this card due to the signup bonus at the time. It was actually better than that shown on your website. If you are like me and like those two things, then this is not a bad card to get. The silver status, and then gold, gets you perks when staying at Hilton hotels. I haven't needed to use their customer service; I imagine it would be just ok. As well, I pay off my bill monthly so the APR does not bother me.