Home Depot Credit Card

Apply for Home Depot Credit Card

No interest if paid in full within 6 months on purchases of $299 or more.

No interest if paid in full within 12 or 24-Months on appliance purchases of $299 or $999, respectively.

No interest if paid in full within 12-Months on any Installed Water Treatment and on any Installed Heating or Air Conditioning purchases of $299 or more.

No interest if paid in full within 12-Months on any Installed Roofing, Siding, Windows, Insulation, Gutter, and Leaf Protection purchases of $5000 or more.

Online Services, including account management, online-only statements, account activity, and faster payments.
Rate Detail
Type Rewards First Use
Store Bank
Intro APR 0% for 6 - 24 months Balance Transfer APR
Regular APR 17.99% - 26.99% (V) Annual Fee None
Rewards See Description Credit Levels
Excellent, Good, Fair
Network Avg.Rating

All info comes from Home Depot , which is subject to change according to their updates. Terms and Conditions may apply.

Reviews

Kelsey Turner
Aug.24,2015

The Home Depot card is great for higher value purchases because of the deferred interest policy if paid in full within 6 months. After that, the APR is a little higher, but if you can pay the item off in 6 months, this is a great card to have on hand. The policy varies for specific items (some are 12 months deferred interest), but a deferred interest policy in general is great. With no annual fee, this is a nice card if you can manage paying on time and in the time frame to receive deferred interest.

Home Depot is our official go to home improvement store. I app'd and got an instant approval for 600.00. So I called to day and got a limit of 15k. Since I have the Citi DC & DP, this was a good addition. And not to mention, I can actually get a little more done around the house or just charge what I need for my project and pif.

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