sears store card

Apply for sears store card

12-month financing on Fitness, Lawn and Garden, Tools, Outdoor Living, Game Room/Sporting Goods and Seasonal purchases of at least $299. No interest if paid in full within 12 or 24-months on Fine Jewelry purchases over $299 or $1,399, respectively. 12 or 24-months financing on Home Appliance purchases of $499 or $1,399, respectively. 6 or 12-month financing on Automotive purchases over $199 or $399, respectively. 12-month financing on Consumer Electronics purchases over $599.

Deferred Interest Details: 12 or 24-months financing on Furniture items of $499 or $1,399, respectively. Offer valid 11/20/2016 – 11/23/2016. 18, 24, 48 or 60-months financing on Furniture items of $499, $1,500, $2,500 or $4,100, respectively. Offer valid
11/24/2016 – 11/26/2016. 12 or 24-months financing on Mattresses/Foundations items of $599 or $1,399, respectively. Offer valid 11/20/2016 – 11/23/2016. 18, 24, 48 or 60-months financing on Mattresses/Foundations items of $599, $1,500, $2,500 or $4,100, respectively. Offer valid 11/24/2016 – 11/26/2016.

Earn 10% back in points, plus 5% off or special financing on select purchases. Offer valid 11/2/2016–12/24/2016

Get $10 off when you are approved for a new Sears Store Card and make a qualifying purchase in the same day at Sears or Kmart.

Monthly Savings and Special Offers

Exclusive Sears/Kmart events/coupons

Online Bill Pay: Make a one-time payment directly online or arrange for scheduled payments

$0 Liability on unauthorized purchases

Additional users at no extra cost

Use your Sears Card the Sears Holding Company family of companies, including: Sears, Kmart, Sears.com, Kmart.com, Sears Essentials, Sears Grand, Sears Hardware, Sears Auto Centers, Sears Hometown Stores, at Sears Repair and Home Services, Sears Dental, Sears Portrait Studios, Sears Optical, Sears flowers.com and Sears Travel

Join Shop Your Way and earn points on qualifying purchases at Sears and Kmart and get special cardmember only offers.
Rate Detail
Type Rewards First Use $20 off
Store Bank
Intro APR 0% for 6 - 60 months Balance Transfer APR
Regular APR 25.49% (V) Annual Fee None
Rewards See Description Credit Levels
Excellent, Good, Fair
Network Avg.Rating

All info comes from Sears , which is subject to change according to their updates. Terms and Conditions may apply.

Reviews

Shaun Mason
Jun.01,2016

While it has been a couple years since I owned one, I had an overall good experience using my Sears card. At the time I was young and so their $500 credit limit they gave me was perfect, it gave me enough to spend on items I needed for the house I was renting at the time but not enough to get into crazy debt with them. From what I heard from other people it was slightly difficult to get approved for the card (I don't know if that's the same now), but I was military and got approved easily. In the end I decided to pay off the balance and cancel the card as I was trying to get rid of all my credit cards. It's a very useful card to have if you're a renter or home owner. Also, due to the varied selection of Sears it's got a wide range of uses.

Laura Tigra
Oct.21,2015

I only applied as I was purchasing a dress and the offer brought the price of the dress to almost free. I did not shop at Sears much so I honestly forgotten I applied for the card. I had a nice limit however the interest rate was so high I chose to pay the card off and close the account. After using for Christmas one year, I realized the benefit was not worth the interest that was assessed. I had all the major credit cards and NONE of them charged me that much interest.

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