More Cards, More Savings
| Type | Rewards | First Use | 15% off minimum purchase for 6 - 12 months |
| Store |  | Bank |  |
| Intro APR | 0% for 6 - 12 months | Balance Transfer APR | – |
| Regular APR | 26.99% (V) | Annual Fee | None |
| Rewards | 2pts./$1 on brand. 125pts.=$5 | Credit Levels | Excellent, Good, Fair |
| Network | – | Avg.Rating | |
All info comes from Toys R Us , which is subject to change according to their updates. Terms and Conditions may apply.
If you are a parent of young children and frequent shop at this store, then this is a great card. Aside from a rather high APR and some not so friendly customer service, the rewards system is pretty friendly. I can't stress enough that this is a card where you want to pay the balance ASAP. Having to jump through the hoops of customer service is not worth it. Get this card, use the points, make your kids happy, and pay off the balance. It's pretty straightforward.
Its a great card for the most part. Fees and rates are fair, and that has never been a problem. Customer service leaves a little to be desired though. I don't know if they are employed by Toys r Us themselves or the bank that runs the card. I also worry about the security of the card as I believe they were hacked once.
