All info comes from Victoria's Secret , which is subject to change according to their updates. Terms and Conditions may apply.
You need 250 points to get a $10 dollar discount on the next purchase at victoria secret. It's $1 for 1 point, except there's triple points on bras. It's not a cash back card, it's more of a discount on future purchases. For example, spent at least $84 dollars in bras not counting taxes, and you'll get a $10 dollars discount. BAD: When you activate your new credit card, they forces you to speak to a person who will try to sell you account assure service. Other credit card companies have an automated system with no fuss, I truly find this sales tactics very disturbing.
The points expire after 12 months. But if you plan to buy at least a 100 dollars of bras per year from vs, it's quite worth it, as it does work out to approx 12% back in points. however if you don't buy their bras that often, you're better off buying vs gcs at your local grocery store and using the 4% bonuses that way.