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With the Wells Fargo® Home Rebate Credit Card I love the fact that when I use my card the points or percent goes towards my mortgage. Even though it might be only pennies or dollars I still love that fact that I can spend money while paying my mortgage a little faster. The last year I earned over 150.00 towards my mortgage principal which is better than nothing at all.
I use the Wells Fargo Home Rebate Card to earn rewards toward the principal on my Wells Fargo Home Mortgage. 1% doesn't sound like a lot, but we pay for a lot of our monthly expenses on the credit card and pay it off each month, so we accumulate a rebate pretty quickly. And since we pay it off each month, it's not costing us anything, so it's just free money. But, we have to be diligent to not get in over our heads so that we don't end up paying interest. I've had a couple of occasions to call customer service and they've always been really helpful. I don't have any complaints about the card or it's benefits and it works well for me.